Catch Nicole in Catching Faith 2 now on DVD and streaming, buy your copy here!

Catch Nicole in Catching Faith 2 now on DVD and streaming, buy your copy now!

  • Films
  • About Nicole
  • Press

    3 Easy Ways to Budget and Save Money in 2020

    The New Year can signal a time of new beginnings, intentions, and goals for many of us. it’s a great time to take a step back and reflect on your life and realign your priorities. One thing that we can come together on this New Year is a goal to budget better and save more money in 2020.

    Budgeting can sound like a daunting topic. In fact, many things that involve money can sound intimidating, but they don’t have to be! Here are 5 things you can do to budget and save money in 2020. 

    1. Eat out less. 

    Whether you’re a college student, a stay-at-home mom, or a working professional, one thing that everyone can do to save money is to eat more meals at home. While eating out is convenient, it is costly and adds up quickly. 

    A great way to avoid eating out frequently is to meal prep, or at least meal plan. If your food is already prepared, you are less likely to go out and spend money at a cafe or restaurant. Buying groceries and preparing your food at home is way more affordable then eating out, especially if you buy in bulk. 

    Another way to save money is by making your coffee at home. In the moment, a $3 purchase might not seem like a lot, but when you buy a $3 coffee every day, it adds up quickly. 

    Image source: Christin Hume via Unsplash

    2. Use cash. 

    One thing that my parents taught me at a young age was how using cash can help you budget. Although I did not follow their advice very strictly, one of my friends did and she has great budgeting skills because of it. At the beginning of each week, she allocates a specific amount of money to various expenses in her life — groceries, transportation, gym membership, etc— and once it runs out, it’s out. 

    Using cash has taught her how to live within her means, and has allowed her to save a substantial amount of money as well. Using cash also doesn’t mean you can’t change your budget! Life happens, things change, and budgets do as well. It’s important to not be too hard on yourself if you do end up needing to rearrange your finances. 

    Image source: Christin Hume via Unsplash

    3. Think long term, not short term. 

    One of the greatest things you can teach yourself is how to think long-term, versus short term when it comes to money. It can be difficult to even think about saving money when you’re a college student, but it’s important. 

    I like the verse “Whoever is faithful in small matters will be faithful in large ones; whoever is dishonest in small matters will be dishonest in large ones,” from Luke 16:10. Over the years it has served as a reminder for me that even if my income is small, I should still be faithful to what God has given me. For me personally, that has always looked like tithing first, expenses second, and saving third. 

    Image source: Christin Hume via Unsplash

    Do you have a New Years’ resolution this year? Have you considered budgeting as part of your plan? Let us know below!

    Lindsay Elizabeth
    Lindsay Elizabethhttp://lindsayfuce.com
    Lindsay is an East Coast native who is passionate about writing, digital marketing, and all things wellness. You can find her on Instagram @wellnesswithlinds or @thefrecklestudio.

    Project Inspired

    Hey there, welcome to Project Inspired. We're here to inspire you to know that God created you for a wonderful purpose. We are a community of believers who love God. You have gifts and talents from God that are unique to you, and we're here to guide you along the way.

    Read On

    5 Ideas to Help Strengthen Your Prayer Life

    I recently received my favorite weekly update: an email about morning routines. Being the productivity nerd that I am, I love reading through the...

    ‘He is Now with Jesus’: Ravi Zacharias, a World Renown Christian Apologist Dies at 74

    Beloved Christian apologist, author and speaker Ravi Zacharias, 74, went to be with the Lord on May 19.  Over the past week, the news, social...

    4 Ways to Shine the Light of Christ in the Midst of the Coronavirus Pandemic

    We live in an unprecedented time in history. This coronavirus pandemic and subsequent nation-wide quarantine is something none of us have ever experienced before....

    15 Signs Your Mom Is Pretty Much Your Best Friend

    In light of celebrating Mother's Day last weekend, we wanted to keep the celebration going. Is your mom also your best friend? Here are...

    Lauren Daigle to Perform Hit Worship Song ‘You Say’ on American Idol’s Season Finale

    In a recent post to Instagram, singer-songwriter Lauren Daigle announced that she was going to be performing on the American Idol finale.  The two-time Grammy...


    Stay connected with Project Inspired.