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Weekly Poll: Are You a Spender or a Saver?

Even if you aren’t currently employed, you may earn an allowance or get money for holidays and special events. This is (of course!) fun, and it may be one of your first real brushes with independence. You’ve earned something, and now you get to decide what to do with it!

Maybe you spend a little and save a little, or maybe you clutch on to every penny, conscious to not waste a dime. If you’re a saver, are you saving for anything particular? What kinds of things are worth blowing your loot on? That’s the question of the week, girls–how do you handle your money, and why?

Answer the polls below and then let us know more in the comments!

Are you a spender or a saver?

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If you're saving up, what for?

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If you're a spender, what do you spend most of your moolah on?

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Image: Thinkstock.com


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  1. Rae99

    Posted by Rae99 on July 16, 2013 at 20:04

    just random stuff

  2. Jamourvous97

    Posted by Jamourvous97 on February 21, 2013 at 11:53

    Saving up to go back to France. I do splurge on concerts a lot though. Whenever a new pop punk/indie band is in town I always spend my money haha

    • Rain47

      Posted by Rain47 on July 15, 2013 at 06:53

      I would love to visit France!! <3 Aussi, j'aime votre nom d'utilisateur!

  3. PeanutButterandPenguins

    Posted by PeanutButterandPenguins on February 15, 2013 at 06:02

    I am starting Dual Enrollment at my community college and lately, my computer has had about just as much as it can handle. I’ve been saving up for a laptop for quite some time now and I’m hoping that for my sweet sixteen that I’ll have more than enough money just so I can also start saving up for my future(:

  4. Peacegurl1960

    Posted by Peacegurl1960 on February 14, 2013 at 17:49

    I do save but once I see jewelery the money fly away

  5. farmgirl101

    Posted by farmgirl101 on February 14, 2013 at 14:15

    im saving up for a new pair of toms

  6. Aragorn

    Posted by Aragorn on February 14, 2013 at 04:39

    I love to go on mission trips that is really the only time I spend money, and I am saving for college.

  7. bethluvstheafters

    Posted by bethluvstheafters on February 13, 2013 at 22:14

    I honestly am a saver, and am saving up for College. So i am all like… worried… when I spend even $10 on something! Haha I know it sounds ridiculous but I still occasionally pay for little things of my own or gifts (which really puts a hole in my pocket around Christmas). So yeah, I’m probably mainly saving up for College, a place of my own, and all that jazz. 🙂

  8. HurricaneMurphGirl

    Posted by HurricaneMurphGirl on February 13, 2013 at 18:24

    I am definitely a saver. Right now I’m saving up for college and a laptop. I pretty much only spend when there’s stuff that I need, or the occasional outing with a friend and a snack. I set aside money each pay check (I babysit every Tuesday) that I can spend, but it almost always carries over, so even that is building up. I may deplete it buying a guitar, but maybe not. Most of my money goes to Saving and Giving.

  9. GigiJR

    Posted by GigiJR on February 13, 2013 at 17:53

    I save basically all my money. I’m not saving for anything in particular, just whatever comes up (missions trip, college, family need)
    I go shopping hardly at all (at most once a month) so I don’t really have the opportunity to spend much. If I shopped more I’d probably buy clothes.

  10. denimjellybean

    Posted by denimjellybean on February 13, 2013 at 17:01

    I babysit and lifeguard. Right now I’m saving for my second degree black belt test. It will cost me $700-$800, so I’m not spending much right now.

  11. SingingSara6

    Posted by SingingSara6 on February 13, 2013 at 16:57

    I’m in the middle but right now I’m saving to go visit my aunt in the Azores with my boyfriend 🙂

  12. Project Inspired

    Posted by Emily Therese on February 13, 2013 at 16:28

    I used to be a spender, every time I got money, I would beg my mom to take me shopping so I could spend it. But now I am pretty good about saving. I babysit, and I do other little things to earn money. Every time I get money I give God 10%, then I save 20%. I’m saving for college, but honestly I can’t predict my future. I may get married and I will use it for my wedding. Or whatever God’s will is. I also save extra loose change I have, I am going to use that to buy my future husband’s wedding ring. Now what I usually buy with my spending money is mostly clothes. I can’t help it, I love cute clothes. But I also buy books, and music, and well you know…..stuff that can be addicting.

  13. Kyla

    Posted by Kyla on February 13, 2013 at 15:53

    I just save for life. I want to be an entrepreneur so I may need the money at some point.

  14. EmilyRW

    Posted by EmilyRW on February 13, 2013 at 15:08

    I am saver person and I don’t really like spending money on the spot….so I mostly save my money for some earrings, books, or Nancy Drew games.

    • vanilla

      Posted by vanilla on February 13, 2013 at 19:15

      Nancy Drew games? Like the computer games? I love those!

  15. Emilee

    Posted by Emilee on February 13, 2013 at 14:56

    I have been such a spender lately and I need to watch what I spend now.

  16. bluedog14

    Posted by bluedog14 on February 13, 2013 at 14:38

    I don’t normally spend, but for the right thing I’ll splurge! I’m currently saving for a laptop, car, college, and maybe a horse;)

  17. vanilla

    Posted by vanilla on February 13, 2013 at 13:59

    I do save most of my money. I don’t have anything specific that I’m saving for. I guess I’m just saving for the future, and because I don’t need to buy anything right now. For awhile I spent money on jewelry and accessories, but I have enough of those now.

    • vanilla

      Posted by vanilla on February 13, 2013 at 19:15

      ↑ I didn’t mean to leave that as a reply. I’m not sure why it showed up there.

  18. JustaDreamer

    Posted by JustaDreamer on February 13, 2013 at 12:48

    Mostly I spend on books!!

  19. violinist4Him

    Posted by violinist4Him on February 13, 2013 at 12:40

    I’m definitely a saver, but I do splurge every once in a while. Right now I’m saving for a prom dress, senior pictures, a guitar, and a laptop.

  20. Hug

    Posted by Hug on February 13, 2013 at 12:22

    I am an artist, and I get paid for some of my work… I save the money for art supplies I may need. 🙂